Saturday, August 2, 2008

FHA Raises Minimum Down Payment Requirement for First Time Home Buyers

As part of a a $300 billion expansion of Federal Housing Administration loan guarantee programs, Congress decided to raise the minimum down payment requirement for FHA loans and kill seller funded down payment assistance programs. Previously a home buyer needed at least a 3% down payment to purchase a home using an FHA insured loan. Under the new bill, home buyers will have to come up with 3.5%. Clearly not the kind of help that first time home buyers were expecting, these new changes are sure to take at least 30% of first time home buyers out of the market. Most local boards of Realtors already have more mls listings than can be sold anytime soon, so these changes are sure to make it even more difficult to sell a home.

The seller funded down payment assistance is set to end on October 1st so if you are a first time home buyer who can't purchase a home without the aid, you'll want to get busy as you have less than 60 days left.

72 comments:

Anonymous said...

Hi !.
You may , perhaps curious to know how one can reach 2000 per day of income .
There is no initial capital needed You may begin to get income with as small sum of money as 20-100 dollars.

AimTrust is what you haven`t ever dreamt of such a chance to become rich
The firm represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.

It is based in Panama with offices everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your chance That`s what you desire!

I`m happy and lucky, I began to get income with the help of this company,
and I invite you to do the same. If it gets down to choose a correct companion utilizes your funds in a right way - that`s the AimTrust!.
I take now up to 2G every day, and my first deposit was 1 grand only!
It`s easy to start , just click this link http://orerybycu.digitalzones.com/ucacydi.html
and lucky you`re! Let`s take this option together to become rich

Anonymous said...

Hi!
You may probably be very curious to know how one can manage to receive high yields on investments.
There is no need to invest much at first.
You may begin earning with a money that usually goes
for daily food, that's 20-100 dollars.
I have been participating in one project for several years,
and I'll be glad to share my secrets at my blog.

Please visit my pages and send me private message to get the info.

P.S. I earn 1000-2000 per day now.

http://theblogmoney.com

Anonymous said...

Hello everyone!
I would like to burn a theme at here. There is such a thing, called HYIP, or High Yield Investment Program. It reminds of financial piramyde, but in rare cases one may happen to meet a company that really pays up to 2% daily not on invested money, but from real profits.

For several years , I earn money with the help of these programs.
I don't have problems with money now, but there are heights that must be conquered . I get now up to 2G a day , and I started with funny 500 bucks.
Right now, I'm very close at catching at last a guaranteed variant to make a sharp rise . Visit my blog to get additional info.

http://theblogmoney.com

Anonymous said...

Good day!

We are not acquainted yet? It’s easy to fix,
my name is Peter.
Generally I’m a social gmabler. all my life I’m carried away by online-casino and poker.
Not long time ago I started my own blog, where I describe my virtual adventures.
Probably, it will be interesting for you to find out my particular opinion on famous gambling projects.
Please visit my blog. http://allbestcasino.com I’ll be interested on your opinion..

Anonymous said...

I read this article fully regarding the comparison of most up-to-date and earlier technologies, it's awesome article.

my webpage low home equity loan rates
Also visit my web blog - finding affiliate programs

Anonymous said...

I’m not that much of a online reader to be honest but your blogs really
nice, keep it up! I'll go ahead and bookmark your site to come back down the road. All the best
Feel free to visit my web site ; private krankenversicherung ohne gesundheitsprüfung

Anonymous said...

Good post however I was wanting to know if you could write a litte more on this subject?
I'd be very thankful if you could elaborate a little bit further. Cheers!

Also visit my page - umschuldung kredit trotz schufa

Anonymous said...

You are so awesome! I do not think I've read through a single thing like this before. So great to discover someone with a few unique thoughts on this issue. Seriously.. many thanks for starting this up. This site is one thing that is required on the web, someone with some originality!

Also visit my blog ... seo ranking expert
Also see my page > Seo expert

Anonymous said...

I visited multiple websites except the audio feature for audio songs current at this web
page is in fact wonderful.

Feel free to surf to my blog: ideas Small Business

Anonymous said...

Thanks for sharing your thoughts about affiliate elite.
Regards

Feel free to surf to my blog :: where to promote clickbank products
Also see my page :: affiliate marketing Tips

Anonymous said...

Excellent site. A lot of useful information here.
I'm sending it to some pals ans additionally sharing in delicious. And of course, thank you in your effort!

Here is my page: search engine optimization rates

Anonymous said...

I'm excited to find this web site. I wanted to thank you for your time just for this fantastic read!! I definitely appreciated every little bit of it and I have you bookmarked to look at new stuff in your blog.

Also visit my homepage kredit online beantragen
my web site: bargeld sofort ohne schufa

Anonymous said...

you are actually a excellent webmaster. The website loading speed is amazing.
It sort of feels that you're doing any unique trick. Furthermore, The contents are masterpiece. you've performed a excellent activity in this topic!



Feel free to surf to my site: bad credit mortgage loan

Anonymous said...

Ahaa, its pleasant dialogue concerning this article at this place at this webpage, I have read all that, so now me also commenting
at this place.

My web blog; exotic island vacation
My webpage - topsail island vacation rentals oceanfront

Anonymous said...

I was excited to find this site. I want to to thank you for ones time for this
particularly fantastic read!! I definitely loved every
bit of it and I have you book-marked to check out new things in
your blog.

Stop by my blog: krankenversicherung wer ist versichert

Anonymous said...

Hello, I think your blog might be having browser compatibility
issues. When I look at your blog in Chrome, it looks fine
but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, terrific blog!



my weblog :: liste der privaten krankenkassen

Anonymous said...

Wow, this article is nice, my sister is analyzing these things, therefore I am going to convey
her.

Here is my site ... jack jones outlet online

Anonymous said...

What's up friends, its wonderful post on the topic of educationand entirely defined, keep it up all the time.

Also visit my blog post :: search engine optimization usa

Anonymous said...

Hello, I desire to subscribe for this webpage to get latest updates, thus where can
i do it please assist.

Visit my webpage: free web hosting company

Anonymous said...

I'm truly enjoying the design and layout of your blog. It's a very easy on the eyes which makes it much more enjoyable
for me to come here and visit more often. Did you hire out a developer to create your theme?
Fantastic work!

Visit my web blog ... genuine work from home

Anonymous said...

Hi, I do think this is an excellent web site.

I stumbledupon it ;) I may return yet again since i have bookmarked it.
Money and freedom is the best way to change, may you be rich and continue to guide other people.


Also visit my web site: Clickbank Affiliate Website

Anonymous said...

Since the admin of this website is working, no doubt very quickly it will be famous, due
to its quality contents.

My web blog; private zusatzversicherungen

Anonymous said...

I like the helpful information you provide in your articles.

I'll bookmark your weblog and check again here frequently. I am quite sure I'll learn many
new stuff right here! Good luck for the next!

Also visit my site: search engine optimization toronto
Also see my web site > search engine optimization

Anonymous said...

Howdy! I know this is kinda off topic but I was wondering which blog platform are you using for this site?
I'm getting tired of Wordpress because I've had
issues with hackers and I'm looking at options for another platform. I would be fantastic if you could point me in the direction of a good platform.

Also visit my web-site :: clickbank promote

Anonymous said...

This item of golf clothes is lightweight and can therefore be
easily stored in one of the many pockets found on the majority of today's golf bags. One Direction were chosen to appear in the November issue of Wonderland magazine, which will be available at WH Smith and select newsagents on November 8th 2012. Before you decide on your dress, ensure to read this article to find the best dress for you than any other girl in the party.

Feel free to surf to my weblog ... sweater polos

Anonymous said...

An outstanding share! I have just forwarded this onto a coworker who had been
conducting a little research on this. And he actually bought me dinner
because I stumbled upon it for him... lol. So let me reword this.
... Thank YOU for the meal!! But yeah, thanx for spending
time to talk about this subject here on your internet site.


Feel free to visit my web site: business startup idea

Anonymous said...

At this time it seems like Wordpress is the preferred blogging platform out there right now.
(from what I've read) Is that what you are using on your blog?

My web page: designer outlets

Anonymous said...

This kind оf language sсhoоlѕ are aimed to κeep youг children learning about new
languageѕ аs well as culturеѕ.
Thiѕ is merely a гeflection of the fасt that рeople arе on
the lοokοut foг a bгeak from thе ѕtгesses of
lіfе. The vіdeos relax, they make people smile anԁ aѕ thеy say, laughtеr is the
best mеdicine.

Αlso viѕit my blog post - Read skypemusicteachers.com
My website :: click through the up coming article

Anonymous said...

Take а look at yоur schedule аnd come of wіth sοlutіons
aheаd οf time for lunches and dinnеrѕ
out, thіs ωill gіve yοu a game ρlan to follow.
Yοu cοuld alωaуs jοіn a fitnеss relateԁ group
on Facebook, though. Dоwnlоad Rosie's free report 5 Simple Steps to Fat Loss and start losing weight today.

my web page moodle.cephuelva.org

Anonymous said...

Ѕomеtimes funny pictures are cгeated
аutοmaticаlly, and now need a little timе to
our own. It sеems like the intеrnеt toԁaу iѕ
almoѕt entіrely full of nοthing but
funnу picturеs and vidеоs that
ρeοple use to paѕѕ theіr daуs.
Some progгams allοw a user to make the same
рοst on multiple websites simultаneouѕly.


Also visit my ωeb-sitе :: click through the up coming post

Anonymous said...

Your style is very unique in comparison to other
people I've read stuff from. Thanks for posting when you have the opportunity, Guess I will just book mark this blog.

Also visit my website ... linked internet site

Anonymous said...

Νo matter what level οf уour fitnesѕ, deνeloping a proper fitness program will alloω уou to make imprοvеments to уour golf swing.

One last thing that isn't mandatory but recommended is to set up a Pay - Pal account to process your payments. Emotion linked to a definite objective is a strong mixture.

my web blog :: Read the Full Content

Anonymous said...

Faѕtiԁіous replieѕ in return of this questiοn
with real aгguments and tellіng everything on the topіc of
that.

Haνe a look at mу web blog ... please click the next web page

Anonymous said...

Laughter is а best solution of feаr, anger аnd boгеdom.
Ѕome рictures will rеmіnd you of youг аmbitions аbout
your life ωhile other humoгοus
оneѕ will геliеve your ѕtresѕ and make your
lifе more comfortable аnd eаsіer.

They lovе tο ѕeе only іmageѕ,
sκetches or some funnу piсtures
οг draωing of animalѕ.


Мy ωebsite - funny pictures and cartoons free

Anonymous said...

I do agree with all of the ideas you've introduced on your post. They're
very convincing and can definitely work. Nonetheless, the posts are very quick for newbies.
May you please lengthen them a little from subsequent time?
Thank you for the post.

Feel free to surf to my web site - hawaii two island vacation packages

Anonymous said...

After exploring a few of the blog posts on your web site, I honestly appreciate your way of
writing a blog. I bookmarked it to my bookmark website list and will be checking back soon.
Please visit my website as well and tell me what you think.


Feel free to visit my website: reseller hosting company

Anonymous said...

Thanks , I've recently been looking for info about this subject for a while and yours is the greatest I've found out so far.

But, what about the bottom line? Are you certain in regards to the supply?


My website: refinance car loans bad credit
Also see my web site > refinance loans

Anonymous said...

Asking questions are genuinely fastidious thing if you are not understanding anything totally, however this piece of
writing provides pleasant understanding even.

Here is my web site; online shop kleidung damen

Anonymous said...

Hi! Quick question that's totally off topic. Do you know how to make your site mobile friendly? My weblog looks weird when viewing from my iphone. I'm
trying to find a theme or plugin that might be able to resolve this problem.
If you have any recommendations, please share. Thanks!



Take a look at my blog post; bio tech

Anonymous said...

Hi, i feel that i saw you visited my site thus i came to
go back the choose?.I am attempting to in finding issues
to improve my website!I assume its adequate to use a few of your concepts!
!

my webpage best Reseller hosting 2010

Anonymous said...

Sometimes we can't imagine that sports are so funny but we really enjoyed when we look at funny sports pictures, moments and videos. They are no different than us, as people who are loved and cherished by thier families. By looking at funny pictures and funny dog videos on the internet, the hours will slip away easily.

my webpage; cybernet4u.com

Anonymous said...

Undeniably believe that which you stated. Your favorite justification
seemed to be on the net the easiest thing to be aware of.
I say to you, I certainly get irked while people think
about worries that they plainly don't know about. You managed to hit the nail upon the top and defined out the whole thing without having side effect , people can take a signal. Will likely be back to get more. Thanks

Stop by my web page; krankenversicherung studenten

Anonymous said...

Thank you for every other informative website. The place else may
I am getting that type of information written in
such a perfect approach? I've a venture that I am simply now operating on, and I've been on
the look out for such information.

my page - schnell kredit ohne schufa

Anonymous said...

Its not my first time to visit this web site, i
am visiting this website dailly and take pleasant information from here all the
time.

Here is my site ... online affiliate marketing

Anonymous said...

Having read this I believed it was rather informative.

I appreciate you spending some time and effort to put this information together.

I once again find myself spending way too much time both
reading and leaving comments. But so what, it was still worth it!


My blog; kredit schufa eintrag

Anonymous said...

We stumbled over here different page and thought
I might as well check things out. I like what I see so now i'm following you. Look forward to checking out your web page for a second time.

Here is my blog: free web space

Anonymous said...

choose numerous softwares that are capable enough to satisfy
your necessities. It seems like the internet today is
almost entirely full of nothing but funny pictures and videos that people use to
pass their days. Many of the paintings have a tendency
to use a signature in order to improve a funny message that's shown in the photo.

Review my homepage Read the Full Content

Anonymous said...

I am regular visitor, how are you everybody? This article posted at
this web page is in fact nice.

Also visit my blog post ... how to make money while stay at home mom

Anonymous said...

At this time it sounds like Expression Engine is the top blogging platform available right now.
(from what I've read) Is that what you're using on your
blog?

my webpage :: best home equity loan

Anonymous said...

Hey there! I simply want to give you a big thumbs up for your great info you
have here on this post. I will be returning to your website for more soon.



my website; current mortgage refinance rates

Anonymous said...

Howdy are using Wordpress for your site platform?
I'm new to the blog world but I'm trying to get started and set
up my own. Do you need any html coding knowledge
to make your own blog? Any help would be really appreciated!



Here is my website hao123

Anonymous said...

I loveԁ as much aѕ you'll receive carried out right here. The sketch is tasteful, your authored material stylish. nonetheless, you command get bought an edginess over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly very often inside case you shield this increase.

my blog post - chatroulet

Anonymous said...

Pretty compοnent to content. I just ѕtumbled upon your web site anԁ
in accessіon capital to aѕsеrt that I aсquiгe in fаct enjoyed аcсount уour weblog роsts.
Any ωay I will be subscribing on your feeds or even I fulfillmеnt уou get entry tо persistentlу quіckly.


Ηere iѕ my ωebpаge click through the following post

Anonymous said...

hello there and thank you for your info – I've definitely picked up something new from right here. I did however expertise several technical points using this site, since I experienced to reload the web site a lot of times previous to I could get it to load correctly. I had been wondering if your web hosting is OK? Not that I am complaining, but sluggish loading instances times will often affect your placement in google and could damage your high quality score if advertising and marketing with Adwords. Anyway I'm adding this RSS
to my e-mail and could look out for much more of your respective interesting content.
Ensure that you update this again very soon.

Here is my blog :: fixed private student loan consolidation

Anonymous said...

I just like the valuable info you provide in your articles.
I will bookmark your weblog and take a look at once more here frequently.

I am fairly sure I'll be informed many new stuff right here! Good luck for the following!

Visit my webpage - student loan consolidator

Anonymous said...

Vanity Fair is stylish and well written, and they push the envelope in celebrity reporting,
giving readers if not a balanced representation, then at least an interesting angle to a well known personality.

Aamir Khan and Amitabh Bachchan had a rough battle, when the movies related to them were
released at the same time. Celebritynewsapp has developed a celebrity app
which is getting popular day by day.

Also visit my webpage: latest celeb news

Anonymous said...

Apple cider vinegar is potent stuff that may dry out your
skin, causing even more breakouts. This skin disorder usually affects the people at their
teenage and with the increase in age, it starts decreasing.
This will save lot of your money of choosing the wrong one.



My page ... acne treatments that work

Anonymous said...

Today, while I was at work, my sister stole my iphone and tested to see if it can survive a 30 foot drop, just so
she can be a youtube sensation. My iPad is now broken and she has 83
views. I know this is completely off topic but I had to share it with someone!


Here is my webpage - Newport Dunes catering

Anonymous said...

I enjoy, lead to I found exactly what I was having a look for.
You've ended my four day long hunt! God Bless you man. Have a nice day. Bye

Here is my page :: designermode shop

Anonymous said...

What's Taking place i am new to this, I stumbled upon this I've discovered It absolutely useful and it has aided me out loads.
I hope to give a contribution & aid different
customers like its aided me. Good job.

Stop by my web site: online shop kleidung damen

Anonymous said...

Texture - there is no such thing as a pearl with a perfect surface.
If it clashes or blends in with your accessory, then yes.
A pearl collar generally contains 2 or more strands (often 3 or more)
and sits right in the middle of your neck.

Also visit my page ... accessories

Anonymous said...

Went to cοpy from windows Vistа аnd аttеmptеd to ρaѕte
onto an androіd apр. Maybe I оughta retiгe fгom
lіfе.

Hеre is my ωеb site :: long term payday loan

Anonymous said...

I was very pleased to find this page. I need to to thank you for your time for this fantastic read!
! I definitely loved every little bit of it and I have you book-marked to see new stuff on your site.
I wanted to share with you that, I bookmarked Blogger: First Time Home Buyer Resources at Digg so my family can see it as well.

May I also reveal a word of advice. Acquiring fantastic
video marketing can also be highly challenging. I find it most constructive to speak to a a Amazing Estate Planning Lawyers San Diego.
Our staff of San Diego Bankruptcy Attorneys are here
to assist with all your legal demands.

My web-site Great San Diego Bankruptcy Lawyers

Anonymous said...

I believe what you composed made a lot of sense. But, what about this?
suppose you added a little content? I mean, I don't wish to tell you how to run your blog, however suppose you added a title that makes people want more? I mean "FHA Raises Minimum Down Payment Requirement for First Time Home Buyers" is kinda vanilla. You should glance at Yahoo's home page and note
how they create post titles to get people to open the links.
You might add a video or a pic or two to get readers
interested about what you've written. In my opinion, it could make your posts a little bit more interesting.

Stop by my web site ... Bench Craft Company advertising agencies in chicago

Anonymous said...

Your outfit does not have to be solid black or white although
these two neutrals give the most drama. These simple styles can still include the needed medical information without
being gaudy or noticeable. So now, you not only
found a place to hang your necklaces, but you also found
a place to hang your earrings and bracelets.

Feel free to surf to my web page :: moodle.cad.auckland.ac.nz

Anonymous said...

Kinetic watches are considered as great investment and energy-saving gadgets, but the solar-powered models can easily compete with them.

Also a person can buy varied amounts of vouchers, so it
can be ten pounds worth or fifty pounds worth depending on what
one wishes to spend. The company was his legacy and he taught his
sons the art of watch making as well.

Also visit my blog :: http://every4one.com/blog/77926/straightforward-programs-in-watches

Anonymous said...

Fantaѕtic beat ! I wish tο аpprentice while
you аmend your site, how could i ѕubscrіbe foг а weblοg sitе?
Тhe account aiԁed me а appropriаtе
dеal. I had beеn a little bit fаmiliar of thiѕ youг brοadсast provided shіnу transparent conсеpt

mу blog post: hemroids

Anonymous said...

You will be an incredibly brilliant individual!

my website; clickbank affiliate products

Anonymous said...

What's up, just wanted to tell you, I loved this post. It was helpful. Keep on posting!

Also visit my web blog Revitalize Skin Care Product

Anonymous said...

Hoωԁу! This is my 1st comment here so I just
wanted to give a quiсk ѕhout out and tell yοu I
genuinely enjoy rеading yοur posts. Can you
suggest anу other blogѕ/wеbѕiteѕ/forums that cоveг the same topics?

Thank you!

Take a looκ at my blog post ... Hemroids-piles.Com

Anonymous said...

Ιt's not my first time to go to see this site, i am visiting this web site dailly and take fastidious data from here all the time.

My web site webcamchat

Anonymous said...

toms shoes outlet [url=http://www.cristianofino.net/skotoms.asp]toms sko[/url] toms shoes outlet On the verge of my retirement, I want a decent and comfortable place to in with the privacy that is due. Walking on the tight rope of logic and faithFaith helps you tide over difficult times and gives you the confidence and hope that you need desperately. Does it seem like the Spring 2011 trend for flat platform shoes might be overratedYes, being that many people hate platform shoesTake one look at the latest stunners from footwear influencers Brian Atwood, Christian Louboutin, Charlotte Olympia, and Yves Saint Laurent, and it becomes clear that super high heels won't be going out of fashion any time soon. If your Ex Boyfriend or Ex Girlfriend has already made their decision (bear in mind that they will have been considering breaking up with you for weeks before they do it) then no amount of reasoning will make them change their mind. All of the food regimen plans work efficiently due to the comparable dietary content amongst each of them.


toms outlet [url=http://www.agrotecnici.it/jordanitalia.htm]jordan scarpe[/url] toms shoes sale 44 toms shoes nzo Statuto regionale). Looking back on some of the things we shared, like the old, ratty, cars that we had to jump to start, or rap a blanket around yourself, when you went to work, because there was no heater in the car. It's your actions when fear and self-doubt occur, that determines your path to "success" or of feeling "stuck. For students trying to get ahead, smaller classes could mean more in-depth discussions, additional experiments, or extra lab time. Add salt and pepper to your liking, 1/2 teaspoon of crushed garlic and 1 tablespoon of butter or margarine.


toms outlet [url=http://www.cristianofino.net/skotoms.asp]toms Norge[/url] toms shoes outlet  Many will oppose austerity demands with violence if necessary making things impossible for politicians. And if your plans include starting your own business, a strong business mentor is a huge asset. I experienced first-hand one start-up company with a nine month engineering project which ended up dragging out for 18 months. Stylish in StripesClassic stripes are front and center in the world of celebrity fashion these past few days. Screwdrivers and tools with many accessories find a variety of callings while someone is fishing.


toms shoes sale [url=http://www.agrotecnici.it/jordanitalia.htm]air jordan italia milano[/url] toms outlet They also teach these same philosophies to their subordinates and they have faith and confidence in them as well. They can be very strong and apply on multiple levels; they can also be rather accessible to your audience, simplifying difficult subjects into everyday instances. OU came out after halftime and regained the lead but had to rely on Davis' shut-down defense on OSU's best player (Keiton Page) on the very last play of the game to seal the victory. (If you have never tried maple syrup over vanilla ice cream, you have missed a true delight! So who should wait on whom?




http://www.widhh.ca/store/store_online.php?id=Panerai-BMW-GMT-Automatic-PVD-case-black-dial-leather-strap.html
http://www.widhh.ca/store/store_online.php?id=Rolex-Day-Date-II-Swiss-ETA-2836-Movement-CZ-Diamond-Bezel-Gray-Dial-S-S.html

JYYoUC0qtS